По моему мнению Вы не правы. Я уверен. Предлагаю это обсудить. Пишите мне в PM, поговорим.
at the same time in addition there is no charge for foreign transactions, http://p-china.aleph.co.jp/china/blog/archives/2005/10/post_19.html exchange and fee for currency conversion are charged at any the same exchange rate, which and connecting traditional credit cards.